No money down mortgages  

Yes, there are still a few lenders doing them. The interest rate is always higher than current five year rate (the bank is always in the win-win) BUT the  rate is insignificantly higher and this could be a great start on the property ladder for first time buyers.

Minimum Credit Score 680               Interest Rate 4.85 %   

  $100,000=$ 581.61/month

So to qualify, your credit needs to be decent and your income needs to be strong.

Borrow to empower --------Not to enslave!!!!!