Bianca Marijan

Broker of Record/Owner

First Time Home Buyer

Preparing to buy your first home can feel pretty overwhelming. The key to finding a happy home as a property virgin in Hamilton is working with an expert that can guide you through the process from start to finish. I’ve gathered a list of important steps, tips, and questions to consider to get you started as a first time home buyer. Once you’re ready give me a call!

We will have a face to face consultation and , as a friend always says “If it flows, it goes”.

Borrow to empower, not to enslave!

1. Improve Credit Score
  • Pay bills on time
  • Don’t make any unnecessary large purchases
  • Higher Credit Score = Lower interest rate 
2. Save
  • down payment
  • closing costs
  • moving costs 
3. Calculate & Get Pre-Approved
  • shop for the best deals
  • Choose a mortgage broker 
4. Decide
  • how many bedrooms and bathrooms do you need?
  • what size and type of property you are looking for? 
  • ideal location?
  • make a list!
5. Choose a Realtor
Choose a realtor
6. Visit Homes & Narrow Choices
  • look at photos and view virtual tours
  • visit properties that you have serious interest in
  • consider what the house has to offer currently and its resale value 
7. Make an Offer
  • your agent will help you write an offer on the property
  • book a home inspection
  • get financing & insurance in order 
8. Close & Move In!
  • Book your walkthroughs so you can take measurements and get an idea of furniture placement
  • schedule a moving company and/or truck
  • Moving day! 

1. improve credit score

2. Save

3.Calculate & get Pre-Approved

4. Decide

5. Choose a realtor

6. Visit Homes & Narrow Choices

7. Make an offer

8. close & move in!

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