Preparing to buy your first home can feel pretty overwhelming. The key to finding a happy home as a property virgin in Hamilton is working with an expert that can guide you through the process from start to finish. I’ve gathered a list of important steps, tips, and questions to consider to get you started as a first time home buyer. Once you’re ready give me a call!
We will have a face to face consultation and , as a friend always says “If it flows, it goes”.
Borrow to empower, not to enslave!
1. Improve Credit Score
- Pay bills on time
- Don’t make any unnecessary large purchases
- Higher Credit Score = Lower interest rate
2. Save
- down payment
- closing costs
- moving costs
3. Calculate & Get Pre-Approved
- shop for the best deals
- Choose a mortgage broker
4. Decide
- how many bedrooms and bathrooms do you need?
- what size and type of property you are looking for?
- ideal location?
- make a list!
5. Choose a Realtor
Choose a realtor
6. Visit Homes & Narrow Choices
- look at photos and view virtual tours
- visit properties that you have serious interest in
- consider what the house has to offer currently and its resale value
7. Make an Offer
- your agent will help you write an offer on the property
- book a home inspection
- get financing & insurance in order
8. Close & Move In!
- Book your walkthroughs so you can take measurements and get an idea of furniture placement
- schedule a moving company and/or truck
- Moving day!
1. improve credit score
- Pay bills on time
- Don’t make any unnecessary large purchases
- Higher Credit Score = Lower interest rates
2. Save
- down payment
- closing costs
- moving costs
3.Calculate & get Pre-Approved
- shop for the best deals
- Choose a mortgage broker
4. Decide
- how many bedrooms and bathrooms do you need?
- what size and type of property you are looking for?
- ideal location?
- make a list!
5. Choose a realtor
6. Visit Homes & Narrow Choices
- look at photos and view virtual tours
- visit properties that you have serious interest in
- consider what the house has to offer currently and its resale value
7. Make an offer
- your agent will help you write an offer on the property
- book a home inspection
- get financing & insurance in order
8. close & move in!
- Book your walkthroughs so you can take measurements and get an idea of furniture placement
- schedule a moving company and/or truck
- Moving day!