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Step 1 – Pick a goal

Why did you first become interested in buying an income property? Do you want ongoing cash flow or are you planning to use it for your retirement fund? Think in terms of how much income you’re looking to generate and the time frame you want to work with. 

Step 2 – What is your strategy?

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If you are buying a second property you will need to find a lender and a minimum of 20% for the down payment. Make sure you are approved for financing before potentially jeopardizing an offer. 

Step 4 – Talk to an investment real estate expert

Your Realtor should be able to help you narrow down some options for potential properties. The information you gathered in the previous steps will help them find an income property for you based on your investment strategy. 

Step 5 – Compare your options!

Look at the numbers on each investment property to compare and make the best choice for you. Take into consideration your mortgage and tax payments, utilities, vacancy allowance, estimated budget for repairs, upgrades and property management. 

Step 6 – Buy your income property

It’s time to invest! You’ve crossed your t’s, dotted your i’s and found the right income property for you. Buying your first income property doesn’t have to be a complicated venture. An experienced Realtor like me will make the process easier by offering insight and guidance. 

Step 1 – Pick a goal

Why did you first become interested in buying an income property? Do you want ongoing cash flow or are you planning to use it for your retirement fund? Think in terms of how much income you’re looking to generate and the time frame you want to work with.

Step 2 – What is your strategy?

What investment strategy are you planning to follow? You could do house flipping, rent-to-own, buy and hold, a mix of flip and hold, or a joint venture with an investor. Your choice of strategy will depend on a bunch of different factors including available funding and risk tolerance. 

Step 3 – What can you afford?

If you are buying a second property you will need to find a lender and a minimum of 20% for the down payment. Make sure you are approved for financing before potentially jeopardizing an offer. 

Step 4- Talk to an investment real estate expert

Your Realtor should be able to help you narrow down some options for potential properties. The information you gathered in the previous steps will help them find an income property for you based on your investment strategy.

Step 5 – Compare your options!

Look at the numbers on each investment property to compare and make the best choice for you. Take into consideration your mortgage and tax payments, utilities, vacancy allowance, estimated budget for repairs, upgrades and property management.

Step 6 – Buy your income property

It’s time to invest! You’ve crossed your t’s, dotted your i’s and found the right income property for you. Buying your first income property doesn’t have to be a complicated venture. An experienced Realtor like me will make the process easier by offering insight and guidance. 

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1004 359 Geneva Street

446 - Fairview St. Catharines L2N 2G5

$300,000

Residential beds: 2 baths: 1.0 920 sq. ft.

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential

MLS® Num:

40800871

Bedrooms:

2

Bathrooms:

1

• Photos (34)

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Welcome home to Geneva on the Park Condominiums! This spacious penthouse corner unit offers unobstructed lake views and an abundance of natural light throughout. Featuring two generously sized bedrooms and one bathroom, the suite has been freshly painted and updated with new flooring and modern light fixtures. Bright, airy, and thoughtfully laid out, the home offers a walk-in closet, plenty of storage, and an open, inviting feel that’s hard to find. Enjoy the added privacy of a corner unit along with beautiful views and an abundance of natural light. The building offers secure entry, elevators, on-site laundry, bike storage, and a private inground pool surrounded by mature greenery, perfect for enjoying the warmer months. One outdoor parking space is included, with convenient access from Geneva Street. Condo fees include building maintenance, common areas, water, and heat. Hydro is paid separately by the owner. Sought-after North End location, close to shopping, QEW access, and major bus routes, this is a fantastic opportunity to enjoy comfortable affordable penthouse living.

Documents & Links:

Virtual Tour

Virtual Tour 2

General Info:

Property Type:

Residential

Property SubType:

Condo/Apt Unit

Listing General Location:

446 - Fairview, St. Catharines

Bedrooms:

2

Bathrooms:

1.0 (Full:1/Half:0)

Frontage Type:

West

Kitchens:

1

County Or Parish:

Niagara

Taxes:

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Additional Info:

Property Attached:

Attached

Features:

Attached Garage: No, Crops Included: No, Garage: No, Common Elements Fee: No, New Construction: No

Construction:

Concrete

Roof:

Flat

Number of Buildings:

0

Total Floor Area:

920 sq. ft.85.5 m2

# Main Level Bedrooms:

2

# Main Level Bathrooms:

1

Finished Area Above Grade:

920 sq. ft.85.5 m2

Fireplace:

false

Laundry Features:

Coin Operated, In Building, Laundry Room, Main Level

Water Supply:

Municipal

Pool:

In Ground

Sewer:

Sewer (Municipal)

Cooling:

Wall Unit(s)

Heating:

Radiant, Water

Features Included:

Refrigerator,Stove,All Elf's

Appliances Included:

Refrigerator, Stove

Interior Features:

Elevator, Separate Hydro Meters

Exterior Features:

Balcony

Association Amenities:

Elevator(s), Pool, Parking

Patio And Porch Features:

Open

Waterfront:

false

Docking:

No

Directions:

Located on Geneva St between the QEW and Scott Street. Visitor parking at the very rear of the parking lot behind the building

Senior Community:

No

Pets Allowed:

Restricted

Room Information:

Floor

Type

Size

Other

Main Floor

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Main Floor

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Main Floor

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Main Floor

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Main Floor

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Main Floor

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Main Floor

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Bathrooms:

Floor

Ensuite

Pieces

Other

Main Floor

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Financial Info:

HST Applicable To Sale Price:

Included

Association Fee:

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Association Fee Frequency:

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Association Fee 2:

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Association Fee 2 Frequency:

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Association Fee Includes:

Insurance,Common Elements,Heat,Parking,Property Management Fees,Water

Administrative Fee:

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Features:

Attached Garage: No, Crops Included: No, Garage: No, Common Elements Fee: No, New Construction: No

Road Access Fee:

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Condo Corporation Number:

105

Condo Corporation:

Yes

Legal Info:

Zoning:

R4

Other Details:

Other Equipment:

Intercom

Land Info:

Exposure / Faces:

North

Lot Site Features:

Urban, Ample Parking, Major Highway, Public Transit, School Bus Route, Shopping Nearby

Features:

Attached Garage: No, Crops Included: No, Garage: No, Common Elements Fee: No, New Construction: No

Garage Spaces:

0.0

Parking Places Covered:

0.0

Parking:

Unassigned

# Of Total Parking Spaces:

1.0

# Of Open Parking Spaces:

1.0

Driveway Parking:

Visitor Parking

Road Frontage Type:

Municipal Road

Residential Revenue Info:

Total Units:

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Listing Info:

Listed Date:

Jan 26, 2026

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Listed by RE/MAX Escarpment Realty Inc.

Data was last updated September 5, 2026 at 07:50 AM (UTC)

Area Statistics

Listings on market:

122

Avg list price:

$554,950

Min list price:

$219,000

Max list price:

$1,648,800

Avg days on market:

39

Min days on market:

1

Max days on market:

318

Avg price per sq.ft.:

$386.91

These statistics are generated based on the current listing's property type and located in St. Catharines. Average values are derived using median calculations. This data is not produced by the MLS® system.

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• BIANCA MARIJAN
• CITY BROKERAGE
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The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) program of the London and St. Thomas Association of REALTORS®. The information herein is believed to be accurate and timely, but no warranty as such is expressed or implied.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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